Nursing Home and Home Care

Nursing Home and Home Care  

Overview

Up to $10,000 per month available.

Members receive a 5% premium discount.

Long Term Care benefits are payable upon the loss of two of the six Activities of Daily Living (ADLs) or cognitive impairment.

There is an additional premium discount if both you and your spouse purchase coverage at the same time. Applicants in good health may also receive further discounts.

Coverage is also available to employees of members, parents, parents-in-law and grandparents.

We can arrange to have a Long Term Care specialist meet with you to discuss your needs.
For assistance, call Mercer Consumer at

  • What is the Cost of Care?

    The cost for nursing home private room care varies by state. To learn more simply call 1-800-493-4333.
  • What is the Cost of Waiting to Purchase Long Term Care Insurance?

    If you are thinking of waiting to purchase long term care insurance coverage, consider the impact of waiting: Increases the risk of being ineligible for insurance Decreases the overall time you have long term care insurance coverage Can increase the overall cost of coverage because premium rates increase with age Waiting delays covering your long term care risk and can cost you money.
  • Won't the Federal Government Pay for My Long Term Care?

    While many people think the federal government pays for long term care expenses, nationally, over 25 percent of all nursing home expenses are paid out-of-pocket by individuals and their families. Neither Medicare, Medicare Supplement Insurance nor the major medical health insurance provided by employers is designed to pay for long term care expenses.
Contact Us

We're here to help! Please contact us in whatever manner is most convenient for you.

 Address
Mercer Consumer, a service of Mercer Health & Benefits Administration LLC
777 South Figueroa Street
Los Angeles, CA 90017
 Phone
1-800-888-6926
 Hours
 M-F 8a-5p PT
 Email
nycms.insurance.service@mercer.com